What we've added and improved in Numivita, newest first.
At the top of Savings, «Left now» shows your main account balance: the balance entered at the start of the month, plus the salary and Bizums you receive, minus this month's expenses. Enter your salary once and it repeats every month; if it arrives a few days early (for example, December's on 29 November), choose the pay day and it will count from that day. New: transfers between accounts (for example, from Trade Republic to your bank), which take money from one account and add it to the other without counting as income or expense. Income now only shows what comes in each month; balances (accounts, cash, vouchers) are in Savings. In Income, each income source can have the account the money goes into, and it is added to its balance.
Finances now has 4 sections: Transactions (where your day-to-day goes: what you earn, what you spend, budgets and subscriptions), Savings, Goals and Analysis. New accounts get a short explanation in each section with a button to get started, a menu tour after the welcome, and first steps on Home that take you straight to the right place. To see it again, go to Settings → General. Buttons use line icons instead of emojis.
New Travel module (in Collections): log where you went, when and some notes (places, food...) and the places turn green on a world map. The United States is split into states; Spain, into autonomous communities; France, Italy and England, into regions; and Germany, into states. Islands and far-off territories, like the Canary Islands or Hawaii, count separately. You can drag the map around and zoom with your mouse wheel. Turn it on from "+ Modules". On the Free plan, up to 5 trips.
On the Free plan you can now have 3 active savings goals at a time, not just one. Goals you've already reached don't count: you can keep them and start a new one.
You can now move any chart in Analysis and in each section's summaries: hover over it and drag the ⠿ handle at the top. It also works with your finger on phones and tablets, and the order is remembered on all your devices.
When you import your bank statement, income now shows up too. Your salary is recognised automatically and goes to the Monthly detail (if you'd already entered it that month, it isn't ticked, so it doesn't count twice), and anything else can go to any Income source; next time we'll suggest it for you. Transfers between your own accounts aren't imported unless you assign them somewhere. It also works with banks that split debits and credits into two columns, and the "Import statement" button is now in Income as well.
If you've just joined, Home shows you the first four steps (log what you earn, your expenses, a savings account and a goal), which tick themselves off as you go. Financial health waits until it has data before giving you a score, and empty screens tell you where to start. New accounts start with the core finance modules, and you can turn on the rest from "+ Modules", each with a short description.
On your phone, Home, Expenses, Savings and the menu with every module are in the bottom bar, within thumb's reach. The + button in the middle adds whatever fits each tab (an expense, a transaction, a task...). Tapping the section you're already on takes you back to the top. While you type in a field, the bar hides so it doesn't cover the keyboard.
The whole app is built for your phone: a one-row header, drag with your finger to reorder, bigger text fields that are easy to tap, and more compact cards in Games, Collections and Setup. The 12-month tables no longer make you scroll sideways: they show 6, 3 or 1 month with ‹ › arrows and the yearly total always visible, and wider tables read as cards.
Net worth (with collections and minus loans) is the same on Home, in Savings and in the Forecast, and the emergency fund only counts money you can use right away (banks and cash), not investments. The savings rate also counts what you mark as 💰 Savings in Expenses. An investment you've sold no longer adds up, subscriptions that haven't started yet don't count, and the forecast and savings streak no longer slip at the start of the month. If you type a date that doesn't exist (like 31/04), the field warns you.
When you mark an expense as 💰 Savings, you can now choose which account the money goes to (we suggest the one with the closest name). The amount is added to that account's or investment's balance automatically, and if you later remove the label or change the amount, the balance adjusts.
You can now record sales and the tax withheld on dividends in each investment's details. The app works out the gain or loss on each sale (using the cost you enter, FIFO or an estimate), and Reports → Tax return (Spain) shows the year's dividends and sales, the savings tax base and an estimate of what you'll pay or get back.
In Savings you can record each voucher with its company, balance, number and expiry date. See how much you have at each store, it shows in Income, you can use them for a goal and we remind you before they expire.
Passwords in Accounts are encrypted in your browser with a master key only you know (the app offers to create one if you don't have it yet). The photos you upload no longer have any public link: only you can see them, through temporary links. And the site has a stricter security policy against injected code.
numivita.com and the whole app are in Catalan, Spanish and English, including the plant care guide, task priorities, book and film genres and the Excel export. An Excel file exported in one language can be imported again in any other.
In the installed app, Settings → Account → 🔐 App lock asks for a PIN, or your fingerprint or face, when you open it or come back after a while. So if someone picks up your phone, they can't see your finances. Your PIN never leaves your device.
In Settings → 🔔 Reminders, turn on notifications on your phone or computer and choose what to be reminded about: charges and renewals, budgets close to the limit, tasks falling due, events, plants, car and habits. You also pick the time. You can switch them off completely at any time.
In Expenses, «Import statement» reads the CSV, Excel or Norma 43 file you download from online banking, suggests a category for each expense and learns from your corrections. It flags transactions you've already imported, and the file never leaves your device.
A new module (turn it on from «+ Modules») to track daily habits or ones you do a few times a week: check them off with one tap and see your streak, your best streak and the last 12 weeks. On Home, «Today's habits» lets you check them off without opening the module.
No account needed: how many months your emergency fund covers and when you'll reach your goal, plus a loan's monthly payment, interest and what you save by overpaying a little each month.
On the website, «Try the demo» opens the app with made-up data so you can look around before signing up. Nothing is saved.
In Forecast, your cash for the next 3 or 6 months, with the subscriptions due each month (yearly ones in their renewal month) and loans that end. It warns you if any month would go negative.
In Library, scan the ISBN and the title, author and cover fill in. In Collections, the «Barcode» field and the «📷 Do I have it?» button tell you if you already own an item. Uses the camera in Chrome on Android; elsewhere you type the code.
Collection templates now have a «Current value» field, and with «💎 Count in net worth» their total shows in Savings, separate from your savings.
In Setup, the warranty end date (with a +3 years button) and the receipt as a PDF or photo. We remind you a month before the warranty ends.
The eye button in the header blurs every amount, so you can show your screen or take screenshots without revealing numbers.
Turn on ↪ for a budget and whatever you don't spend one month is added to next month's limit.
An «📲 Install app» button on the website and inside the app (on iPhone, with Safari instructions). The installed app keeps you signed in for 30 days.
The investments report now shows dividends received and the money-weighted annual return (IRR) for each product and in total.
New Numivita brand, line icons, a refreshed sign-in screen and small animations across the app.
Invested capital, current value and gain for each product, with a contributions log and a performance chart.
Schedule a monthly contribution to an investment and it records itself every month, from the account you choose.